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Author: Ryan Dinyer

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Ryan Dinyer is a CPA with 10 years of experience, dedicated to making finance accessible and practical for everyone. Through Finsavvy, he simplifies complex financial topics, from credit card rewards to investing strategies, helping readers take control of their money and build long-term wealth.
Bear Stock Market

What is a Bear Market and Did Tariffs Cause One?

ByRyan Dinyer April 24, 2025April 24, 2025

The concept of a bear market, characterized by a decline of 20% or more from recent highs, is pivotal…

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The Top 5 Credit Cards to Build Your Credit

The Top 5 Credit Cards to Build Your Credit

ByRyan Dinyer April 24, 2025April 24, 2025

Building credit is a critical step towards financial independence, offering access to better loan rates, housing opportunities, and even…

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5 Recession-Proof Jobs That Thrive During Economic Downturns

5 Recession-Proof Jobs That Thrive During Economic Downturns

ByRyan Dinyer April 24, 2025April 24, 2025

In times of economic uncertainty, the job market typically reflects the broader financial distress, leading to layoffs and reduced…

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High-Yield Savings Accounts: Are They Really Worth It in 2025?

High-Yield Savings Accounts: Are They Really Worth It in 2025?

ByRyan Dinyer April 1, 2025April 22, 2025

There was a time when a savings account barely earned you enough to buy a cup of coffee in…

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Are You a Spender or a Saver? How Your Money Personality Affects Your Finances

Are You a Spender or a Saver? How Your Money Personality Affects Your Finances

ByRyan Dinyer March 31, 2025April 22, 2025

Ever wonder why some people squirrel away every dollar while others treat payday like a confetti cannon? It’s not…

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Wells Fargo Bank Sunset

Big Bank or Credit Union? How to Choose the Right Place for Your Money

ByRyan Dinyer March 30, 2025March 31, 2025

Choosing where to keep your money might seem simple, but the institution you choose can shape everything from how…

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5 Economic Trends That Could Impact Your Wallet in 2025

5 Economic Trends That Could Impact Your Wallet in 2025

ByRyan Dinyer March 28, 2025April 22, 2025

The economy affects everyone—whether you follow the markets daily or avoid the news altogether. Behind the headlines are real-world…

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Happy brewer in a craft brewery standing near stainless steel equipment.

Top 5 Most Popular Credit Cards for Small Businesses (2025 Edition)

ByRyan Dinyer March 26, 2025March 31, 2025

Small businesses rely on flexibility, and few tools offer more of it than the right business credit card. Whether…

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Top 5 Most Traded ETFs and Why They’re So Popular

Top 5 Most Traded ETFs and Why They’re So Popular

ByRyan Dinyer March 25, 2025March 25, 2025

ETFs (Exchange-Traded Funds) have become a staple for individual investors and institutions alike. They offer diversification, liquidity, and low…

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Tax Season 2025: Key Tax Changes and New Deductions You Need to Know

Tax Season 2025: Key Tax Changes and New Deductions You Need to Know

ByRyan Dinyer March 22, 2025March 31, 2025

Tax season is here, and with it comes the usual pile of paperwork, forms, and questions. But before you…

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Ryan Dinyer

I started Finsavvy to share what I've learned as a CPA and finance executive for over 10 years with everyone.

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